Terms and Conditions

1. Acceptance of Terms

These Terms form a binding agreement between you and the operator of the app ("we," "us," or "our"). Your use of the app after any update constitutes acceptance of the then-current Terms, except where applicable law requires explicit consent.

Our Privacy Policy explains how we handle personal data and is incorporated by reference where applicable.

2. The Service

The app may provide features such as viewing IPO-related information, organizing accounts or BOIDs you choose to store, optional cloud backup, notifications, advertising-supported access, and optional paid features (for example: features on premium tiers).

We may modify, suspend, or discontinue any feature with reasonable notice where practicable. We do not guarantee uninterrupted or error-free operation.

Much of what the app does relies on systems we do not own or operate, for example Meroshare, CDSC, depositories, banks, or issuer portals. Those operators may change their technology, security, terms, or acceptable-use expectations at any time. They may also issue guidance or objections that affect how independent apps may connect to their services. When that happens, all or part of our offering (including capabilities marketed as premium) may become impractical, non-compliant, or impossible to maintain. In those cases we may need to limit, rework, or stop the affected features on short notice, including where waiting would increase legal, security, or operational risk.

A paid subscription grants you access to our app and the premium tools we can lawfully and technically provide while they remain available. It does not guarantee that any particular integration with a third-party platform will stay open, unchanged, or supported for the whole length of your subscription.

3. Accounts and Security

Some features require an account (for example sign-in with a supported provider). You agree to provide accurate information and to keep your credentials secure. You are responsible for activity under your account unless you notify us promptly of unauthorized use where our processes allow.

You must not share access in a way that violates these Terms or applicable law.

4. Subscriptions and Payments

Paid tiers or add-ons, if offered, are priced and described in the instructions we provide at the time you subscribe. We use a manual payment and activation flow: you complete payment through the method we specify (for example bank transfer or another channel we communicate), we confirm receipt and eligibility, and we then enable the corresponding entitlement in our systems (for example "Pro" access) for the purchased period. There is no in-app automatic renewal or recurring charge through an app store subscription, when your paid period ends, premium features typically revert unless you purchase another term through the same manual process (unless we expressly offer a different mechanism).

Unless required otherwise by applicable law or by the rules of the payment channel you used, fees are generally non-refundable. Entitlements are managed in our backend and depend on accurate records of payment and the active dates we assign to your account.

If a premium feature becomes unavailable or is substantially diminished because a third-party operator alters its systems or policies, restricts access, or because we must comply with a notice or legal obligation, you acknowledge that we cannot recreate that pathway on our own. Your fee covers the service as delivered during the periods when those capabilities were actually usable. Except where mandatory law or compulsory payment-channel rules say otherwise, we are not required to return payments for periods already consumed, nor to refund remaining subscription time solely because a third-party channel has closed or changed, though we may use reasonable, discretionary remedies where we choose to.

5. Auto IPO Apply and Pro Feature

If you enable optional feature (such as Auto IPO Apply for eligible subscribers), you instruct us to use the configuration and credentials you provide to interact with Meroshare or related systems on your behalf, subject to technical and regulatory constraints.

You represent that you are authorized to use the credentials and accounts you submit, that your use complies with Meroshare's and CDSC's terms and applicable law, and that you accept the risk of incorrect configuration, network failures, maintenance windows, captchas, rate limits, or changes by third parties that may prevent or delay actions.

You may disable automation according to in-app or backend flows we provide. We may suspend automation for security, abuse prevention, or legal reasons.

• You remain responsible for reviewing applications, allotments, and account activity.
• We do not guarantee successful applications or particular IPO outcomes.

6. Third-Party Services

The app integrates or relies on third parties (for example Google/Firebase, advertising networks, Meroshare, and device platform services). Their terms and privacy policies apply to their processing. We do not control and are not responsible for third-party services, including downtime, policy changes, or data practices.

References to third-party trademarks or systems are for identification only and do not imply endorsement.

7. Acceptable Use

You agree not to:

• Violate applicable law or third-party rights.
• Attempt to reverse engineer, scrape, overload, or disrupt the app or our infrastructure except as permitted by law.
• Use the app to transmit malware, commit fraud, or impersonate others.
• Circumvent subscription, security, or usage limits (including App Check or similar controls).
• Use automation in a way that violates Meroshare's or CDSC's rules or harms other users.

8. Intellectual Property

The app, branding, and content we provide (excluding your data and third-party materials) are owned by the developer and are protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable license to use the app for personal, non-commercial purposes in line with these Terms.

You retain rights to information you submit; you grant us a license to host, process, and display it as needed to operate the service.

9. Disclaimers

To the fullest extent permitted by law, the app and all related services are provided on an "as is" and "as available" basis, without warranties of any kind, whether express, implied, or statutory, including merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant the accuracy, completeness, or timeliness of IPO listings, results, calculators, or other informational content. Official registers, issuers, and regulators remain the authoritative sources.

10. Limitation of Liability

To the maximum extent permitted by applicable law, we and our affiliates, directors, and personnel will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for loss of profits, data, goodwill, or opportunities, arising from your use of the app.

Our aggregate liability for claims relating to the app shall not exceed the greater of (a) the amount you paid us for the app or subscriptions in the twelve (12) months before the claim, or (b) a nominal amount where no fees applied, unless mandatory law provides otherwise.

11. Termination

You may stop using the app at any time. We may suspend or terminate access if you breach these Terms, if required by law, or to protect users and systems. Provisions that by their nature should survive (including disclaimers, liability limits, and governing law) will survive termination.

12. General

Governing law. To the extent not overridden by mandatory consumer protections where you live, these Terms are governed by the laws of Nepal, without regard to conflict-of-law principles.

Changes. We may update these Terms; we will post the revised version here and adjust the "Last updated" date. Material changes may be communicated in-app or by other reasonable means where appropriate.

Severability; assignment. If a provision is invalid, the remainder stays in effect. You may not assign these Terms without our consent; we may assign them in connection with a merger or sale of assets.

13. Contact

For questions about these Terms:

• App: Bulk IPO Result
• Email: niteshsapkotaofficial@gmail.com

For data practices, see our Privacy Policy.